Loan Repayment

I've graduated - now what? Find out what you need to know about your student loans.

Who's my parent when I fill out my FAFSA?

Dependent students must report their parents’ information, as well as their own, on the Free Application for Federal Student Aid (FAFSA) form. Find out who counts as your parent [PDF] when you file your FAFSA form. More information can be found on the Student Aid website.

Do you have outstanding requirements?

You can check via your my.emich account by following these steps:

  1. Log into
  2. Click on the Student tab
  3. Choose the Financial Aid tab
  4. Click the Eligibility link
  5. Select Fall 2019–Summer 2020
  6. View Student Requirements
  7. Submit any that list a status of "not yet received"

File your FAFSA

The 2020-2021 FAFSA is available now.

Cash Course: Your Real-Life Money Guide

CashCourse is your guide to making informed financial choices. Visit the site and register for a free account to find your assignments and other financial tools and start taking charge of your money.

Great Advice for Parents

Inceptia has collaborated with NerdWallet to publish the "Great Advice for Parents" eGuide [PDF]. This free guide provides timely and relevant information on college planning and finances.

Processing Times

As of January 13, 2020, we are currently processing documents received on the dates below:

  • Entrance/Exit Counseling: January 10
  • Documents: January 9
  • Grad PLUS Approval: January 9
  • PLUS Loan Approval: January 9
  • PLUS Denial Adjustments: January 9
  • Private Loan Certification: January 1
  • Verification: January 6
  • Email responses: 3-5 business days

School Code: 002259